Wealth & Protection
The cover most often skipped, and the one most often needed abroad
A medical event in another country is among the largest uninsured risks most families take, and it is one of the more straightforward ones to understand.
What usually goes wrong
Not every one of these will apply to you. Most households recognise at least two.
- Cover bought at the airport, at the last minute, at whatever the default sum was.
- A sum insured that does not remotely match medical costs in the destination country.
- Students sent abroad on a policy that does not meet their university’s requirements.
- Existing conditions not declared, so the one thing likely to need treatment is the one thing excluded.
Before anything is suggested
The questions that come first
A recommendation made before these are answered is a guess with a product attached.
- 01 Where are you going, and for how long?
- 02 Is this a one-off or one of many trips this year?
- 03 Are there existing conditions to declare?
- 04 Does anyone require cover to meet a visa or university condition?
Health cover premiums may qualify for tax benefits under Section 80D, subject to prevailing tax laws.
Talk it through, at no cost
A free consultation, with no pressure — and a straight answer about whether you actually need anything.
