Marketplace settlements: why the payout never matches your books
A marketplace does not pay you what you sold. It pays you what is left, and the difference is where your margin went.
Finance & Accounts — business advisory and compliance services. This is a separate engagement from the insurance practice and is not insurance business.

Why profitable businesses run out of money, and what to do about it.
A marketplace does not pay you what you sold. It pays you what is left, and the difference is where your margin went.
Facilities are priced on how well the lender understands the business. Most SMEs pay a premium for being hard to read.
Lenders ask for it. Most businesses do not have it. Building one takes a day and changes how every subsequent decision gets made.
Most CAs are engaged to file returns and close accounts. That is necessary, backward-looking, and not the same job.
The businesses that run into trouble are rarely the unprofitable ones. They are the ones growing faster than their working capital.
The calculators use the same arithmetic these articles describe, applied to your figures.